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Home / Products & Services / Home Loan
Home Loan
Religare Housing Development Finance Corporation Ltd. (RHDFC) is a subsidiary of Religare Finvest Limited and is registered with the National Housing Bank (NHB). It offers a wide array of services ranging from Home Loans, Home Improvement Loans, Home Extension Loans and Self Construction Loans.
Purpose:
 Construction/ purchase of new or old house or flat or plot
 Extension/ improvement of existing house or flat.
Eligibility:
All individuals above the age of 21 years in case of self employed and 25 yrs in case of salaried individuals, working for minimum 3 years/ having stable source of income.
Amount:
From 2 lakhs to 50 lakhs. The actual loan amount is determined taking into account factors like:
Repayment capacity
Tenor of the loan
Co-applicant's income
Value of the property
Current liabilities
Saving habits, and more
 
Application Form
Click here to download
the Schedule of charges
Brochure
Click here to download
the Brochure
FAQs
Click here to view
the FAQs
Margin:
Upto 20% of the cost of construction/ purchase price of house/flat etc will have to come from the applicant's side and basis the eligibility and property value he/she may get loan upto 80% of the property value
Maximum repayment period:
Maximum Loan tenure of 20 years
Takeover:
Transfer of an existing loan from another financial institution or bank.
 
RHDFCL urge customers to make maximum use of the e-payments facility for the repayment of their loan.
Changing loan repayment mode to Electronic Clearing System will attract Nil charge.
Most Important Terms & Conditions Grievance Redressal  
Pradhan Mantri Awas Yojna (PMAY)- CLSS Corporate Information Corporate Governance  
"Important Notification : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July, 2017. Please note, the existing service tax rate of 15% on all charges levied by Religare Housing Development Finance Corporation Limited shall be replaced by a GST rate of 18% as applicable for financial services."
   Religare Housing Development Finance Corporation Ltd
   "A subsidiary of Religare Finvest Ltd"

  © Religare. All Rights reserved
*Recent decrease in Repo rate has enabled all financial institutions to revise their lending rate for all existing and new customers. As a result of these developments, the rate of interest applicable to all loan with Religare has been revised downwards by 0.3%. Now FRR stands at 13.2%
Privacy Policy    |   Fair Practices Code    |   Do Not Call Registry   * Loans will be at the sole discretion of RHDFC

Religare is a registered trademark of RHC Holding Private Limited used under license by Religare Enterprises Limited and its subsidiaries.

IMPORTANT INFORMATION


It has been brought to our notice that certain unscrupulous individuals/ entities are issuing fake sanction letters purportedly issued by Religare Finvest Limited (referred to as RFL hereinafter and includes all subsidiaries of Religare Finvest Limited) to individuals. Such individuals/ entities demand cash or fund transfer to an individual bank account or purchase of a new insurance policy for processing the loan application. These individuals/ entities are fraudulently and illegally misusing Religare Finvest Limited’s corporate name and/ or brand names to lure the General Public and are harming both, our reputation, as well as exploiting the General Public. By way of this notice, we intend to caution the General Public against such elements.
The General Public is advised and cautioned not to rely or act on any such fraudulent offers or sanctions made in the name of RFL without verifying the authenticity of the contents with RFL. We request you to deal with RFL directly through its existing branch offices only, the addresses for which are available on our websites www.religarefinvest.com and www.religarehomeloans.com. Please note that if you intend to apply for a loan from RFL or its subsidiary Religare Housing Development Finance Corporation Limited (RHDFCL), the application fees and/ or processing fees must be paid by Account Payee Cheque or Demand Draft payable to ‘Religare Finvest Limited’ or ‘Religare Housing Development Finance Corporation Limited’ only.
Please note that any person who deals with such unscrupulous individuals/ entities shall be doing so at its own risk and RFL will not be liable or responsible for any kind of loss incurred or damage suffered or any consequences arising thereof. Those desirous of availing loans from RHDFCL may apply online on our website OR speak to our executives on 1860-266-4111 OR visit any of our branches

- Religare Housing Development Finance Corporation Limited