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Home / Products & Services / Home Loan
Home Loan
Religare Housing Development Finance Corporation Ltd. (RHDFC) is a subsidiary of Religare Finvest Limited and is registered with the National Housing Bank (NHB). It offers a wide array of services ranging from Home Loans, Home Improvement Loans, Home Extension Loans and Self Construction Loans.
 Construction/ purchase of new or old house or flat or plot
 Extension/ improvement of existing house or flat.
All individuals above the age of 21 years in case of self employed and 25 yrs in case of salaried individuals, working for minimum 3 years/ having stable source of income.
From 2 lakhs to 50 lakhs. The actual loan amount is determined taking into account factors like:
Repayment capacity
Tenor of the loan
Co-applicant's income
Value of the property
Current liabilities
Saving habits, and more
Application Form
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the Schedule of charges
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the Brochure
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the FAQs
Upto 20% of the cost of construction/ purchase price of house/flat etc will have to come from the applicant's side and basis the eligibility and property value he/she may get loan upto 80% of the property value
Maximum repayment period:
Maximum Loan tenure of 20 years
Transfer of an existing loan from another financial institution or bank.
RHDFCL urge customers to make maximum use of the e-payments facility for the repayment of their loan.
Changing loan repayment mode to Electronic Clearing System will attract Nil charge.
Most Important Terms & Conditions Grievance Redressal  
Pradhan Mantri Awas Yojna (PMAY)- CLSS Corporate Information Corporate Governance  
"Important Notification : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July, 2017. Please note, the existing service tax rate of 15% on all charges levied by Religare Housing Development Finance Corporation Limited shall be replaced by a GST rate of 18% as applicable for financial services."
   Religare Housing Development Finance Corporation Ltd
   "A subsidiary of Religare Finvest Ltd"

  © Religare. All Rights reserved
*Recent decrease in Repo rate has enabled all financial institutions to revise their lending rate for all existing and new customers. As a result of these developments, the rate of interest applicable to all loan with Religare has been revised downwards by 0.3%. Now FRR stands at 13.2%
Privacy Policy    |   Fair Practices Code    |   Do Not Call Registry   * Loans will be at the sole discretion of RHDFC

Religare is a registered trademark of RHC Holding Private Limited used under license by Religare Enterprises Limited and its subsidiaries.