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Home / FAQs on KYC
Frequently Asked Questions (FAQs) on Know Your Customer (KYC) guidelines

What is KYC?

To which category of customers are these KYC requirements applicable?

What documents are collected under KYC?

Why should I / We comply with KYC norms?

Does a Nominee have to be KYC compliant?

Is it necessary for a minor to be KYC complaint?

For a HUF customer, who has to provide the details?

Can the address proof and identity proof be of any date?

Can a document serve two purposes i.e. both as proof of Identity and Address?

All applicants have the same address. Do we need to give separate documents evidencing address?

Can I / We submit the “photocopy of an attested copy” of an original document?

After submitting KYC for with application form, I / We have changes to be effected in the mandatory KYC information. What is to be done?

If I want to change my name after marriage then what should I do in terms of PMLA?

In case of change in my address, how do I need to update the same?

NOTE: This FAQ is only meant to clarify certain basic questions around Prevention of Money Laundering Act, 2002. The information given is included only for general purpose and the customers should be aware that the relevant rules, regulations, or their interpretation might change. We strongly advise customer to contact our Call Centre/ HFC branches / Registrar for any additional information / clarifications. Please read the notes, guidelines and checklist given on the application forms before filling up / submission of the same to HFC / its representatives. Please visit the website of the Financial Intelligence Unit of the Government of India at www.fiuindia.gov.in or the website of National Housing Bank at www.nhb.org.in regularly, for further information.
RHDFCL urge customers to make maximum use of the e-payments facility for the repayment of their loan.
Changing loan repayment mode to Electronic Clearing System will attract Nil charge.
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Pradhan Mantri Awas Yojna (PMAY)- CLSS Corporate Information Corporate Governance  
"Important Notification : The Government of India has announced the implementation of Goods and Services Tax (GST), which is effective from 1st July, 2017. Please note, the existing service tax rate of 15% on all charges levied by Religare Housing Development Finance Corporation Limited shall be replaced by a GST rate of 18% as applicable for financial services."
   Religare Housing Development Finance Corporation Ltd
   "A subsidiary of Religare Finvest Ltd"

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*Recent decrease in Repo rate has enabled all financial institutions to revise their lending rate for all existing and new customers. As a result of these developments, the rate of interest applicable to all loan with Religare has been revised downwards by 0.3%. Now FRR stands at 13.2%
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