EMI Calculator
Use this calculator to find out
how much EMI you will have to
pay on your loans.
 
 
Name:*
Mobile no:*  
Alternative no:
Email:*
Product Type:
Location:
Enquiry:*

 
Home / Products & Services / Self Construction
Self Construction
You have a plot of land where you would like to build your dream home or your home to be. We at RHDFC can help you in financing the construction of the said house whether you are salaried or self-employed
Purpose:
Construction of the self owned plot of land situated within Municipal / Local Development Authority limits.
Eligibility:
All individuals above the age of 21 years in case of self employed and 25 yrs in case of salaried individuals, working for minimum 3 years/ having stable source of income, singly or jointly owning a residential property.
Amount:
Maximum Rs. 100,00,000-/ but not exceeding 80% of the cost of the plot + construction. The actual loan amount is determined taking into account factors like:
Repayment capacity
Tenor of the loan
Co-applicant's income
Value of the property
Current liabilities
Saving habits, and more
 
Application Form
Click here to download
the Schedule of charges
Brochure
Coming soon
FAQs
Click here to view
the FAQs
Margin:
25% of the cost of the project
Repayment period:
The tenure of your Home Loan ranges from 1 to 15 years. The term however does not extend beyond the retirement age or 60 years (salaried individuals) whichever is earlier (65 years for self employed individuals).
 
RHDFCL urge customers to make maximum use of the e-payments facility for the repayment of their loan.
Changing loan repayment mode to Electronic Clearing System will attract Nil charge.
Most Important Terms & Conditions Grievance Redressal  
Pradhan Mantri Awas Yojna (PMAY)- CLSS Corporate Information Corporate Governance  
"Important Notification : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July, 2017. Please note, the existing service tax rate of 15% on all charges levied by Religare Housing Development Finance Corporation Limited shall be replaced by a GST rate of 18% as applicable for financial services."
   Religare Housing Development Finance Corporation Ltd
   "A subsidiary of Religare Finvest Ltd"

  © Religare. All Rights reserved
*Recent decrease in Repo rate has enabled all financial institutions to revise their lending rate for all existing and new customers. As a result of these developments, the rate of interest applicable to all loan with Religare has been revised downwards by 0.3%. Now FRR stands at 13.2%
Privacy Policy    |   Fair Practices Code    |   Do Not Call Registry   * Loans will be at the sole discretion of RHDFC

Religare is a registered trademark of RHC Holding Private Limited used under license by Religare Enterprises Limited and its subsidiaries.

IMPORTANT INFORMATION


It has been brought to our notice that certain unscrupulous individuals/ entities are issuing fake sanction letters purportedly issued by Religare Finvest Limited (referred to as RFL hereinafter and includes all subsidiaries of Religare Finvest Limited) to individuals. Such individuals/ entities demand cash or fund transfer to an individual bank account or purchase of a new insurance policy for processing the loan application. These individuals/ entities are fraudulently and illegally misusing Religare Finvest Limited’s corporate name and/ or brand names to lure the General Public and are harming both, our reputation, as well as exploiting the General Public. By way of this notice, we intend to caution the General Public against such elements.
The General Public is advised and cautioned not to rely or act on any such fraudulent offers or sanctions made in the name of RFL without verifying the authenticity of the contents with RFL. We request you to deal with RFL directly through its existing branch offices only, the addresses for which are available on our websites www.religarefinvest.com and www.religarehomeloans.com. Please note that if you intend to apply for a loan from RFL or its subsidiary Religare Housing Development Finance Corporation Limited (RHDFCL), the application fees and/ or processing fees must be paid by Account Payee Cheque or Demand Draft payable to ‘Religare Finvest Limited’ or ‘Religare Housing Development Finance Corporation Limited’ only.
Please note that any person who deals with such unscrupulous individuals/ entities shall be doing so at its own risk and RFL will not be liable or responsible for any kind of loss incurred or damage suffered or any consequences arising thereof. Those desirous of availing loans from RHDFCL may apply online on our website OR speak to our executives on 1860-266-4111 OR visit any of our branches

- Religare Housing Development Finance Corporation Limited