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Home / FAQs

How much loan amount does RHDFC offers?

What are the loan repayment options?

What are the various types of loans that RHDFC provides?

What are the eligibility conditions for a home loan?

What is the right time to apply for a home loan?

What are the stages involved in taking a loan?

When will the loan be disbursed?

What security/collateral do I have to provide?

How is the loan repaid?

What is an EMI?

When does the repayment start?

What is pre-EMI interest?

Can I make joint applications for RHDFC Home loans? If yes, what are its pros and cons?

Is a personal guarantor a must?

What is an amortization schedule?

When is the I.T. certificate issued?

Can I get IT certificates in the name of both the Applicant and co-Applicant separately?

RHDFCL urge customers to make maximum use of the e-payments facility for the repayment of their loan.
Changing loan repayment mode to Electronic Clearing System will attract Nil charge.
Most Important Terms & Conditions Grievance Redressal  
Pradhan Mantri Awas Yojna (PMAY)- CLSS Corporate Information Corporate Governance  
"Important Notification : The Government of India has announced the implementation of Goods and Services Tax (GST), which is effective from 1st July, 2017. Please note, the existing service tax rate of 15% on all charges levied by Religare Housing Development Finance Corporation Limited shall be replaced by a GST rate of 18% as applicable for financial services."
   Religare Housing Development Finance Corporation Ltd
   "A subsidiary of Religare Finvest Ltd"

  © Religare. All Rights reserved
*Recent decrease in Repo rate has enabled all financial institutions to revise their lending rate for all existing and new customers. As a result of these developments, the rate of interest applicable to all loan with Religare has been revised downwards by 0.3%. Now FRR stands at 13.2%
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Religare is a registered trademark of RHC Holding Private Limited used under license by Religare Enterprises Limited and its subsidiaries.